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More Questions?

We've listed here answers to frequently asked questions. If you can't find the information you're looking for, click here to locate a broker in your area or call any one of our customer service representatives at 800-324-6020.

About GeoVera Insurance Company
Tell me about GeoVera.
Why do I need earthquake insurance?
Can I enroll for earthquake coverage directly with GeoVera?
Can I buy GeoVera Insurance from my broker?
Does GeoVera sell other insurance products?
In what other states is GeoVera's earthquake coverage sold?
How does GeoVera's Comprehensive policy compare to the California Mini-Policy?
Tell me about GeoVera's financial stability.
Applying for GeoVera Insurance
What if I enter incorrect information about my home?
Does my property have to be in California?
How soon will my coverage begin?
How can I find out if my home and auto broker offer this coverage?
Can I also buy a homeowners policy from GeoVera?
Can I purchase a policy from GeoVera even though I already have a homeowners policy from another company?
Coverage
What are the different coverages offered?
Tell me about Comprehensive Coverage.
Tell me about Standard Coverage.
Why do I need earthquake coverage if I have a homeowners policy?
What are the different deductible options?
What if I want to change my coverage during the year?
How is earthquake defined in this policy?
Is earth movement (subsidence) covered?
Does the policy limit coverage for certain items?
Why don't I have the same amount of coverage as my homeowners policy?
How much is my deductible?
How is my deductible applied to a loss?
Why can't I get a Comprehensive quote with a 10% deductible?
Does GeoVera offer earthquake insurance for townhomes?
Do I have to live in my property for it to be covered?
Does GeoVera cover commercial buildings?
Rates
How are rates determined?
How often will my rate change?
How do your rates compare with other earthquake policies?
How does GeoVera calculate the amount of insurance?
Can I adjust the amount of insurance offered to me?
Payments
What are my payment options?
I don't want to use my credit card on the Internet. Where can I send my payment?
Claims
Who handles my claim?
Where do I call to file a claim?

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