About GeoVera Insurance Company
	Tell me about GeoVera.
	GeoVera Insurance Company, a wholly owned subsidiary of GeoVera Holdings, Inc., is a Maryland domiciled insurer that is licensed in California and Washington, (California Certificate of Authority no. 6563; Washington Certificate of Authority no. GeoVeic991DT; NAIC no.10799; FEIN no. 52-2029259; NAIC Group code is 3829). GeoVera specializes in residential earthquake products. The Company is a market leader in providing creative, effective solutions to challenging insurance problems. We have brought together the expertise and resources to responsibly offer this type of broad protection not currently available from most insurance companies.
	Why do I need earthquake insurance?
	California and the Pacific Northwest are two of the most seismically active areas in the world. And even though earthquakes are a real and present danger, the typical homeowners policy does not cover earthquake damage! That's why GeoVera has developed a line of affordable insurance products to help residents of California and Washington protect their most valuable investment from the threat of earthquakes. To find out more information about our products, please click here.
	Can I enroll for earthquake coverage directly with GeoVera?
	Yes. You may purchase your coverage with GeoVera directly through this website or by calling any one of our Customer Service Representatives at 800.324.6020.
	May I purchase a GeoVera Insurance policy from my broker or agent?
	Yes. You may purchase coverage from a residential agent or broker if they represent GeoVera. To find out if your broker or agent represents GeoVera, you may contact your them or click here to locate a broker or agent near you.
	Does GeoVera sell other insurance products?
	No. GeoVera only sells residential earthquake products for owners of homes, townhouses, and condominiums.
	In what other states is GeoVera's earthquake coverage sold?
	At the present time, GeoVera only offers coverage for homes located in the states of California and Washington.
	How does GeoVera's Comprehensive policy compare to the California Mini-Policy?
	The Comprehensive Policy** offers a combined single limit for your dwelling, other structures, personal property, and additional living expenses. The policy comes with a 10% deductible, which is lower than the deductibles offered on the California Mini-Policy. For more information about this policy, please click here.
	Tell me about GeoVera's financial stability.
	GeoVera consistently receives top marks from one of the insurance industry's principal rating agencies: "A-" (Excellent) for operating performance and overall financial strength in November, 2005 by A. M. Best Company, a leading insurance rating service.
	To return to the main FAQ, click here.
	** Available in most areas.