Our Comprehensive residential earthquake policy is a unique insurance product that offers broad protection for the dwelling, other structures, contents, and additional living expense.
Our Standard residential earthquake policy is designed to provide protection for the dwelling, with limited coverage for contents and additional living expense. The Standard policy can provide substantial premium savings over similar coverage offered by other insurance companies.
Both the Comprehensive policy and Standard policy are offered as a combined single limit of coverage with 10% - 25%* deductible options based on location.
*10% deductible available in some locations. 25% deductible does not apply to the Standard earthquake insurance policy.