Best Earthquake Insurance

Residential earthquake insurance
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GeoVera Insurance Company

GeoVera means faith in the Earth.

Faith…That’s what it’s really all about, isn’t it? Knowing that you’ll be OK in the event of a disaster. That’s why we created GeoVera. We are a market leader in providing innovative and competitively-priced residential insurance products. GeoVera is an admitted insurance carrier and is licensed by the Departments of Insurance in California, Hawaii, Oregon, and Washington.

Our products include:

Residential Earthquake Insurance – available in California, Oregon and Washington
Residential Windstorm Hurricane – available in Hawaii

GeoVera Holdings Inc

GeoVera Insurance Company is a wholly owned subsidiary of GeoVera Holdings, Inc., which is an insurance holding company that conducts specialty excess and surplus personal lines property business. GeoVera Holdings, Inc. is headquartered in Fairfield, California and has additional offices in Sheboygan, Wisconsin and Tallahassee, Florida.

The management team of GeoVera Holdings, Inc. is comprised of insurance professionals who are experts in developing and managing catastrophic risk insurance. Our experienced claims professionals are specialists in homeowners property and liability insurance, and are dedicated to providing industry leading service with a strong history of quickly responding to catastrophe claims.

Financial Strength

GeoVera consistently earns high marks from A.M. Best Company. In April 2021, GeoVera was assigned the rating of “A” (Excellent) for financial strength and operating performance. The objective of A.M. Best's rating system is to provide an overall opinion of an insurance company's ability to meet its obligations to policyholders.

For more information you can view the Best's Rating Report, or visit the real time rating at A.M. Best's website.

Our Products:

Residential Earthquake Insurance

Residential Windstorm Hurricane

Our Parent Company:

Visit GeoVera Holdings, Inc. to learn more about our strong corporate history, our experienced management team and our tireless dedication to delivering on the promise we make to all of our policyholders.

You can view current employment opportunities at GeoVera Holdings, Inc..

GeoVera has a strong history, becoming the largest private insurer of residential earthquake insurance in California in the nineties. Led by a team of leading property and liability insurance experts, GeoVera has now become a leader of several unique residential insurance products throughout the country.

2021

April - GeoVera’s “A” (Excellent) rating is reaffirmed by A.M. Best Company.
2020

GeoVera Appoints John Forney as new Chief Executive Officer. View the press release.
2019

November – For the 5th year in a row, GeoVera is recognized as one of the “San Francisco Bay Area’s Best and Brightest Companies To Work For”.
2019

July - A 7.1 earthquake hits Ridgecrest in Kern County causing $1 billion estimated damages according to the U.S. Geological Survey.
2019

GeoVera earns an “A” (Excellent) rating by A.M. Best Company.
2019

GeoVera announces the launch of QuakeInsurance.com. QuakeInsurance is our initiative to educate homeowners on protecting their home equity with earthquake insurance, create understanding on how earthquake insurance work, and what to expect when shopping for a policy. It includes our QuakeBlog, which has updates for earthquake and earthquake insurance news, advice, and education for homeowners and insurance agents.
2018

May - GeoVera transitions to a new valuation tool to ensure policies are calculated with the most accurate coverage limit options.
2015

November - GeoVera Holdings, Inc. was named as one of the San Francisco Bay Area’s Best & Brightest companies to work for. The award recognizes companies that have created impressive organizational value and business results through their policies and Best Practices in human resources management such as employee relations, the use of innovation to motivate employees, and the implementation of creative compensation programs.
2014

August – A 6.1 magnitude earthquake strikes the Napa, California region, which is close to GeoVera’s office headquarters and affecting many GeoVera policyholders. The GeoVera claims unit immediately responds to affected customers.
2012

August - GeoVera Holdings, Inc. is acquired from Friedman Fletcher & Lowe, LLC. and Hellman & Friedman, LLC. by Flexpoint Ford, LLC., a private equity firm focused on the financial services and healthcare sectors.
2011

August 2 - A.M. Best Company upgrades rating for GeoVera Insurance Company from "A-" Excellent to "A" Excellent.
2010

November - GeoVera launches Residential Windstorm-Hurricane product in Hawaii.
2006

December - GeoVera launches Residential Earthquake program in Oregon.
2005

November - GeoVera Insurance Company becomes a wholly owned subsidiary of GeoVera Holdings, Inc. and is acquired from St. Paul Travelers by Friedman Fleischer & Lowe, LLC ("FFL) and Hellman & Friedman LLC ("H&F"), leading San Francisco-based equity firms
2003

GeoVera's parent company, The St. Paul, merges with Travelers, becoming a member of the St. Paul Travelers companies.
2001

GeoVera launches Residential Earthquake Program in Washington state.
1999

April - GeoVera's parent company, USF&G Specialty Insurance Company, is purchased by The St. Paul, and becomes a member of The St. Paul Companies.
1998

December - GeoVera becomes the largest private residential earthquake insurance provider in California.
1997

August - GeoVera is granted an admitted Certificate of Authority from the California Department of Insurance as GeoVera Insurance Company. The F&G Specialty Insurance Services surplus lines earthquake policies are converted to GeoVera admitted earthquake policies.
1995

F&G Specialty Insurance Services, a subsidiary of USF&G Specialty, begins offering surplus lines residential earthquake in California.